Being the owner of a classic car separates you from the average car driver with practical needs. If your car was manufactured before 1973 or at least fifteen years back then it qualifies as classic car. A collector’s car is like a walking work of art that you have to maintain and preserve for its historical value. Consequently, a classic car insurance company will have different areas of focus than with the usual auto driver.
The owner of a classic car will be allowed to drive it as much as a couple of thousand miles per year. In case the owner disagrees and asks for a more mileage than the classic car insurance company will charge higher premium or deductibles.
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